Military and veterans benefits associations offer inexpensive alternatives when converting Servicemembers Group Life Insurance (SGLI) or Veterans Group Life Insurance (VGLI).

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Veterans Group Life Insurance (VGLI) is a program of post-separation group term insurance which allows veterans to convert their Servicemembers' Group Life Insurance (SGLI) coverage to renewable term insurance. Members of the military with full-time SGLI coverage are eligible for VGLI upon release from service.

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